Paris2000 - 2004- For a leading UK Life Insurer, led design of operating model and financial case for the submission of an innovative worksite business proposition expanding the company’s distribution and product capabilities through the internal gateway process
- For a leading asset manager considering to expand its operations outside the UK, identified potential market entry strategies through distribution, manufacturing or fund administration of long-term savings products in selected European markets
- For a large UK property and life insurance provider, constructed benefits case to identify the potential for transforming the traditional real-estate agency business into customer focused, e-enabled organisation supporting a broader product and service offering
- Supported Department of Work & Pensions’ (DWP) consultation process following the release of the Green Paper and preparation of a submission paper to the Minister of Pensions regarding the provision of financial planning in the workplace
- For a foreign life insurer, conducted market entry assessment aiming to leverage its sophisticated and comprehensive product offering to enter the UK market
- For a major UK insurer, designed an ALM policy including governance and high level ALM process
- For a leading UK motor insurer, developed claims sourcing strategy looking at options to improve current practices in auto parts procurement to reduce motor claims costs
- For a financial information provider, implemented IT cost reduction programs
AGF
- Gestionnaire de fonds
Puteaux1998 - 2000AGF, Paris
Leading French multi-line insurer, part of Allianz group
Fund Manager, Global Portfolio Management Department - AGF Asset Management
- Performed strategic research on highly volatile asset classes (emerging markets, high yield, hedge funds and small caps) and presented bi-monthly asset allocation recommendations to Allianz Balanced Fund Investment Committee
- Assessed quality of AGF investments in third-party mutual funds: investment process, risk/return, administration costs and customer service. As a result of this analysis, reduced panel of external fund managers used by AGF Asset Management, improved and standardised level of reporting received from third-party fund managers (e.g. Templeton, Lazard, State Street)
- Managed asset allocation of five balanced insurance portfolios representing €8.5 bn assets under management and primarily invested in bond, equity and real estate mutual funds
- Contributed to the definition of investment process applied to balanced fund management with AGF Asset Management Investment Committee
Tllinghast Towers Perrin
- Stagiaire
1997 - 1997Tillinghast Towers Perrin, Paris
3 months
Actuarial Consultancy
Trainee, Non-Life Insurance Department
- Assessed accuracy of reserve levels and value creation as part of due diligence assignments
- Carried-out market research in fleet and personal lines markets
AGF
- Programme Pepiniere
Puteaux1997 - 1998AGF, Paris
Leading French multi-line insurer, part of Allianz group
Fast-track Management Training Programme
- Marketing Department, Life Insurance Group (4 months):
Developed segmentation of existing customers of retail banking products distributed by AGF (e.g. mortgages, savings accounts), worked with Cetelem to assess opportunities to develop new scoring techniques to increase cross-selling opportunities with existing AGF life & pensions customers
- Internal Audit (7 months):
Reviewed commissioning policies in pensions business, assessed quality of underwriting and management of non-life operations in French Overseas Territories, assessed quality of monitoring procedures rolled-out in departments exposed to money laundering risks
- Hull Department, Marine Insurance Department (4 months):
Carried-out reviews to assess quality of underwriting and claims management in marine insurance, assessed insurance portfolio reserve requirements, identified potential market entry strategy into the marine liability insurance market through detailed industry analysis and interviews conducted in the London market
Natexis
- Stagiaire
Paris1995 - 19961995-1996 Natexis, New York
1 year
French Corporate Bank, part of Banques Populaires Group
Trainee Credit Analyst, Multinational Group
- Performed financial analysis and industry reviews for credit committees
- Monitored highly leveraged transactions
- Assessed clients’ solvency through cash-flow projections
